Saturday 28 May 2022
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Insurance scheme for Anganwadi workers

An Anganwadi Karyakartri Bima Yojana exists for the Aanganwadi workers/helpers in the country. The Government launched the Scheme on 01.04.2004 in association with the Life Insurance Corporation of India as a measure for the benefit of Anganwadi Workers (AWWs) and Anganwadi Helpers (AWHs). The Scheme is operated through the Social Security Group Scheme of LIC.

The Scheme is applicable to all AWWs and AWHs in the group of 18-59 years. The premium under the Scheme is Rs.280 per annum per member. The breakup is as under:

  1. Rs 100 from Social Security Fund of LIC;
  2. Rs 100 by the Government of India;
  3. Rs 80 by the Anganwadi Worker/ Helper (additional for male critical illness of the insured member). The premium of Rs.80 payable by these workers towards critical illness has been waived off till 31-03-2015.

The Scheme provides the following benefits:

  1. Natural Death Rs.30,000;
  2. Accident benefit: (a)    Death/Total permanent disability:    Rs 75,000, (b) Partial Permanent disability:        Rs 37,500.
  3. Female Critical Illness (FCI) benefits: An amount of Rs.20,000 is payable on the diagnosis of invasive cancers (malignant tumour) manifest in specific organs.
  4. Shiksha Sahayog Yojana: A free add-on scholarship benefit is available for the children of AWWs and AWHs. Scholarship of Rs.300 per quarter for 9th to 12 Standard (including ITI courses) is available but it is limited to two children per family.

This information was given by Union Minister of Women And Child Development Maneka Sanjay Gandhi in reply to an unstarred question in Lok Sabha recently.

Press Information Bureau

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