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HomeEconomyGross NPA ratio improves to 9.1; SBI foresees better FY 20-21

Gross NPA ratio improves to 9.1; SBI foresees better FY 20-21

The RBI report noted that the slippage ratio decline, as well as the reduction in outstanding gross NPAs, helped improve the gross NPA ratio

According to the latest RBI report, after the completion of the bad credit identification process, the gross non-performing loans of banks increased to 9.1% by the end of September 2019, from 11.2% in FY18. Net non-performing assets (NPA) of all commercial banks declined to 3.7% in FY19 as against 6 per cent in FY18.

“The gross NPA ratio of all banks declined in FY19 after rising for seven consecutive years,” RBI said in its 2018-19 and Progress report.

It added that the improvement in quality was driven by -run lenders who experienced declines in both gross NPA and net NPA ratios.

The report noted that the slippage ratio decline, as well as the reduction in outstanding gross NPAs, helped improve the GNPA ratio.

NPA situation to improve post-March 2020: SBI chairman

Meanwhile, Bank of India (SBI) chairman Rajnish Kumar had said on Saturday that most banks would be in good shape in terms of NPA by March and there was no shortage of cash for loan disbursement in the banking system. is. He had said at the 92nd annual conference of FICCI that there had been no significant reduction in the demand for credit in the infrastructure and sectors, so there are opportunities for credit distribution in these areas. “By March 31, most banks will be in good standing in terms of NPAs,” he said.

Asked about the Reserve Bank’s complaint that the banks were not transferring the benefit of reducing the repo rate to consumers, Kumar said that banks cannot cut the interest rate by more than a limit given the risk of imbalance in assets and liabilities. The SBI chairman said that there is no shortage of capital in the banking system. He said that corporates are not taking adequate loans and are not utilizing their potential well.

Regarding lending to companies for the proposed auction of spectrum, Kumar said, “It is completely unsafe for us to give loans to telecom companies for spectrum auction. It is safe on paper because the auction is going to be done by the government, but in practice But it’s completely unsafe. “

“Therefore, in such circumstances banks will have to evaluate carefully before lending to the sector, as there is a high probability of default in payment of loan instalments,” Kumar said.


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wo piss off nahi huye, to secular raita unko chidane ke liye movie kaise dekhne jayega aur apne aap ko sahanubhooti dega, at this point I see as clever way to get footfall to cinema, kyuki nahi to koi movie na dekhne jata

What happened to Annapurna Mandir@entropied

Why were khatnas so pissed with movie Sooryavanshi?
From what I saw, it's a regular secular K2 kok skng Bollywood movie.

Which of these is MORE likely:

A “once in a 100 year” event happening at least once in the next 100 years,


A “once in a 1000 year” event happening at least once in the next 1000 years?

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