Saturday 21 May 2022
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Dial this code to know bank a/c balance, get statement

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New Delhi: In a bid to facilitate bank customers not habituated to using net or phone banking, and ease off the pressure of handling questions manually, the RBI has issued distinct codes to different banks, in collaboration with mobile phone operators, dialling which will tell a customer what his account balance is. One has to dial *99*, followed by the bank code and the hash mark (#), with no space or any other character in between these, for the purpose.

Many users of messaging application WhatsApp are now forwarding the information to all members of their groups the codes for different banks. The message is as follows.

[stextbox id=”info” caption=”Get your bank mini statements on your mobile without the internet”]

Dial *99yourbankcode# to do basic banking instantly. One can check balance for accounts, mini statement where the mobile number is registered and no internet is required for the facility. Below are the direct codes for banks:

Also, u can dial *99*99# to know your Aadhaar linking and Over Draft Status.

*99*41# State Bank of India
*99*42# National Bank
*99*43#
*99*44# ICICI Bank
*99*45# AXIS Bank
*99*46# Canara Bank
*99*47# Bank of India
*99*48# Bank of Baroda
*99*49# IDBI Bank
*99*50# Union Bank of India
*99*51# Central Bank of India
*99*52# India Overseas Bank
*99*53# Oriental Bank of Commerce
*99*54# Allahabad Bank
*99*55# Syndicate Bank
*99*56# UCO Bank
*99*57# Corporation Bank
*99*58# Indian Bank
*99*59# Andhra Bank
*99*60# State Bank Of
*99*61# Bank of Maharashtra
*99*62# State Bank of Patiala
*99*63# United Bank of India
*99*64# Vijaya Bank
*99*65# Dena Bank
*99*66#
*99*67# State Bank of Travancore
*99*68# Kotak Mahindra Bank
*99*69# IndusInd Bank
*99*70# State Bank of Bikaner and Jaipur
*99*71# and Sind Bank
*99*72# Federal Bank
*99*73# State Bank of Mysore
*99*74# South Indian Bank
*99*75# Karur Vysya Bank
*99*76# Karnataka Bank
*99*77# Tamilnad Mercantile Bank
*99*78# DCB Bank
*99*79# Ratnakar Bank
*99*80# Nainital Bank
*99*81# Janata Sahakari Bank
*99*82# Mehsana Urban Co-Operative Bank
*99*83# NKGSB Bank
*99*84# Saraswat Bank
*99*85# Apna Sahakari Bank
*99*86# Bhartiya Mahila Bank
*99*87# Abhyudaya Co-Operative Bank
*99*88# Punjab & Maharashtra Co-operative Bank
*99*89# Hasti Co-Operative Bank
*99*90# Gujarat State Co-Operative Bank
*99*91# Kalupur Commercial Co-Operative Bank

These WhatsApp users say one can also dial *99*99# to know his/her Aadhaar linking and overdraft Status.

[/stextbox]

A user commented in one such group, “Create a handle using any one bank account of yours and keep adding your accounts to that handle,” adding that one’s mobile number followed by the hash, @ and bank name is an example of UPI handle. “Then keep paying, transferring, requesting money to other UPI handles,” he said.

It works “beautifully” according to him. He assures that this is a “very secure form of transactions with two factors: authentication security in addition to a one-time password. The product was developed by NCPI, a PSU.

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